This one’s short, but important. Last thing in this section.
Before you move on to the next section, I need you to do some more serious specific research to prepare.
The more specific your cost research, the better you can prepare a spending plan. The first five are essential, and the other five need to be done if they apply to you.
Exercise 7: Determining your transition needs and approximate costs and times
- A. Look at your health insurance policy.
- Look for info on deductible, exclusions, options for out-of-network providers
- B. Research and choose a primary therapist.
- See my section on choosing a therapist for details
- Find out hourly rate, and the frequency each month the therapist would like to see you
- If your trans healthcare provider or surgeon still requires a therapist’s letter, try to find out from other clients how long they were required to go before getting letters.
- C. Determine if you would benefit from a support group or conventions.
- If so, determine membership and enrollment costs
- D. Research and choose a hair removal option.
- See my section on choosing a practitioner for details
- Find out rate and get a consultation for an idea of how much you might need per week or month
- Based on this, make a rough estimate of your time to completion, leaning toward the conservative
- E. Research and choose a physician for hormones.
- See my section on choosing a physician for details
- Find out cost for blood work and hormones, and factor in insurance coverage.
- F. Research and choose a lawyer and financial advisor if necessary.
- Research rates and approximate total costs for your needs
- G. Determine how you will deal with hair loss if necessary.
- Research costs of drugs, surgery or wigs/hair systems
- Hair grows about half an inch a month, so estimate how long until your hair would be at the feminine length you desire.
- H. Research and choose a secondary therapist (if required by your surgeon of choice).
- Find out hourly rate, and the frequency each month the therapist would like to see you.
- Try to find out from patients how long they were required to go before getting letter
- I. Research and choose a surgeon for bottom surgery.
- Find out surgical fees and factor in travel and other expenses
- Determine if there’s a waiting list, but don’t book until you have a transition timetable and spending plan in place.
- J. Research and choose a surgeon for other plastic surgery if necessary.
- Find out surgical fees and factor in travel and other expenses, but don’t book until you have a transition timetable and spending plan in place.
Next: Hidden costs and savings